You get a letter from your insurance company saying you’re 51% or more at fault. What do you do, especially when you know it wasn’t your fault for the accident? Well, the thing you should do is contact your attorney and let him know about the letter. He or she will take the time to contact your insurance company and make sure they have all the facts necessary to make what is called a liability determination.
The worst thing you can do is not to respond, because if you don’t give it to your attorney to respond, then the insurance company is going to put the blame on you for the collision. Why is this important? Because often times the insurance companies don’t have all of the information they need to make the determination for who is at fault, and that determination can go against you.