Why Is My Insurance Company Paying If The Other Driver Was At Fault?

Why Is My Insurance Company Paying If The Other Driver Was At Fault?

Listen as California Attorney Frank Nunes explains why your insurance company may be paying your bills even though the other driver was at fault.

If you have recently been involved in an automobile collision that was the other driver’s fault, you may be surprised to see your insurance company paying the bills.  When you have full coverage, your insurance will usually pay for your car, and then they will seek reimbursement from the other driver’s insurance company.  This process is called subrogation.

This is handled similarly with medical payments coverage.  Your insurance will often pay your medical bills because the other driver’s policy doesn’t pay until your medical treatment has been concluded.  Your company pays because there is no fault involved in paying medical bills.

Clients also often wonder whether their rates will increase as a result of a collision that is not their fault, and the answer is that in California your rates will typically not go up as a result of this.  Watch the video to learn more.

If you have additional questions regarding an automobile accident that was not your fault, I want you to call me at (559) 436-0850.  I welcome your call.  Visit our educational website at https://www.nuneslaw.com for more videos and media content from our law firm.

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