But the accident wasn’t your fault, why should your insurance have to pay for the claim? Hi, I’m Frank Nunes. I’m a California personal injury trial attorney, practicing in the State of California. So many times I meet with people and they say, “Why is my insurance paying when it wasn’t my fault?” Well, here’s why. One in every seven vehicles on the road does not have insurance. So why do you need to carry insurance? That’s why to protect yourself from careless acts of people who don’t take the time to insure themselves and be responsible for their actions.
Uninsured motorist coverage protects you just as much as it protects you when you hit somebody else’s car. In California back in 1988, the voters passed Proposition 103. It limits an insurance company’s ability to raise your rates when you turn in an uninsured motorist claim. I get this so often. People say, “Well, if my insurance is going to pay, my rates are going to go up.” Thankfully, there’s the laws that have been acted to protect that. It’s not always a guarantee but if it isn’t a guarantee, you can vote with your pocketbook and go to another insurance company.
Oftentimes, your insurance company will file a lawsuit against the uninsured driver to recover the money they paid out on your claim to you. So why am I telling you this? Because so many people come to my office and they can’t understand why their insurance has to pay for their claim when the other driver was at fault. They worry about their rates going up. Fortunately, that’s what uninsured motorist coverage is for, that’s why you bought it. It’s there to protect you just as much as every other coverage on your policy. Well, that’s it for today’s video on why your insurance company is paying when the other driver was at fault.
By the way, if you found this video informational, subscribe to our YouTube channel. Why? So you can continue to get great new information every time we put up a new post. And if you have questions, I want you to call me since I can answer questions like this. I answer them all the time. Pick up the phone and dial 559-436-0850. I’m Frank Nunes, and thanks for watching.
My job starts when I leave home…Two cars hit me head on… Out of all the attorneys on Youtube, Frank M. Nunes at Nunes Law stood out… Frank told me that after meeting he thought that he could help me with my case… Frank helped me get a workers’ comp attorney…Frank worked with my worker’s comp attorney…Frank worked hard on my case. He took the time to explain everything to me. Frank really got my case going. He got results. He settled out of court. I was very satisfied with the settlement. Frank did a fantastic job. Thank you, Frank
My daughter and I were looking for an attorney after being involved in a car accident. After reading many exceptional reviews about The Law Office of Frank M. Nunes, we contacted them. We went to an interview and were very impressed. We would suggest that if you are looking for an attorney who is honest, straight-forward, and very personable, who will get the most for your injuries, then look no further. Frank Nunes is the attorney for you!
I have worked with a number of attorneys over my 73 years. When I found myself a victim of a rear end auto accident and with Insurance Companies giving me the good old run around treatment, I knew I needed help. Dreading to talk with one of the attorneys I used in the past because I deemed them as big a problem as I was encountering, I decided to look for a new face to represent me. I found Frank Nunes and his staff of professionals, from the moment I met and counseled with them they helped me get my life back on track both physically and legally. If I ever need a counselor for any legal matter in the future, I will be seeking the advice and counsel of Frank Nunes and his staff of professionals.
Thanks, Frank and all your staff, for all your help both personally and legally.
We were looking for a lawyer for a lawsuit against a woman who hit me with her car. … Frank was able to collect from her insurance and our insurance, which was very helpful for us. Frank and the secretaries in the office were very good at helping me stay calm and confident. …
You walked me through every procedure of the lawsuit [and] cared and worked for us to come out of this suit with something that would help us.
Frank and his staff care for their clients and that means so much to us!!
[Frank Nunes] came highly recommended by an insurance company employee who knew [him].
Mr. Nunes is very knowledgeable about the field of auto accidents; he is very practical and pragmatic. His patience is amazing and he can explain the details and nuances of a case with clarity. He works very hard for his clients!
[He was] very good to listen to the accident situation and to offer counsel and advice about what to do next and where to go for the needed medical treatment. [He was] willing to listen to the concerns we had about the accident and the insurance process. [He] made every effort to get us a fair and reasonable settlement in a timely manner. [He was] very straight-forward and realistic.
We were looking for a lawyer because we had a serious car accident and when we met Frank Nunes we felt comfortable and we knew he was trust worthy. We would recommend Frank Nunes in a heart beat. He helped us with the bills that were coming in and [gave] us guidance in what to do.
You are the best! [You are] trustworthy and so helpful. You answered all of my questions and kept me in the loop with my case.
I was involved in an automobile accident. And heard of your reputation and was please to know u were a former Selma bear.
[Frank Nunes] is the best out there and he will get the job done. [He] kept in close contact made sure I was taken care of.
[Nunes Law was] easy to work with and I got a good [auto accident] settlement. [They] took care of everything with no hassles.
Mr. Nunes is very good at his job. He even continued to help me after he got paid and even just checked in to see how I was doing.
[I] had a trip and fall and [on a stone paver in a large retail store], but chose not to resolve for [their minimal offer]. [I] found Frank Nunes in an on line search.
Mr. Nunes took a personal interest in my case and the affect this injury caused me and my family. I know very little about navigating a legal action. Mr. Nunes navigated for me, but also explained and updated me throughout the process.
Mr. Nunes is professional & personable. His office staff is fantastic. It’s a win-win!
We represent clients injured in tractor-trailer crashes as well as auto accidents. Contact us today at (559) 436-0850 to schedule a free consultation. Or learn more by reading about why our clients choose us. We offer free consultations. There is no fee if there is no recovery.