Once I Hire a Lawyer for My Case, Should I Speak to My Insurance Company?Monday, February 6th, 2023
When you have been involved in an accident, it is important to hire a lawyer to help you get the compensation you deserve. In most cases, people contact their insurance agents after an accident hoping that the insurance company will come through for them and quickly compensate them for injuries and damages sustained. However, it is essential to understand that the insurance company is not on your side and may not have your best interests in mind. Before you speak to your insurance company, it is advisable to hire a lawyer to advise you on what to say and represent you.
When you hire a lawyer, they will take over all communication with the insurance company. They will also be able to negotiate with the insurance company on your behalf to ensure that you receive the maximum compensation possible. As discussed in this article, you should leave all communication with the insurance company to your lawyer and refrain from speaking with them for several reasons. Here are some of them.
A lawyer can evaluate your case and determine the value of your claim. They will consider all your expenses, including medical treatment, income loss, and emotional distress. They will also be able to estimate the cost of future medical treatment and lost wages. This information is essential when negotiating with the insurance company and can help to ensure that you receive fair compensation for your injuries.
Another reason is that insurance companies may employ under-the-table strategies to invalidate your claim. Insurance companies can invalidate your claim by contacting you for information, only to use it to deny your claim or delay the process to reduce their liability. A lawyer, on the other hand, has your best interests in mind and will use their knowledge of the law and experience in handling similar cases to validate your claim and ensure that your case is as strong as possible and that your rights are protected and that you receive the compensation you deserve.
Insurance companies may have strict deadlines for filing claims; if you miss them, you could lose your right to compensation. Your lawyer will know the deadlines and will be able to make sure that your claim is filed on time. They can also push the insurance company to act fast if they realize the insurance company could intentionally delay the process to reduce their liability.
Independently, you may not know how much you deserve to be compensated, and the insurance company may tempt you into agreeing to an offer far less than you deserve. An experienced lawyer can tell when compensation is fair and when it is not, and they will be able to advise you on whether or not to accept a settlement offer. They can also advise you on whether or not to take the case to court.
Peace of Mind
An experienced lawyer will act as your advocate and provide you with the knowledge, expertise, and support you need to navigate the legal process and secure the best possible outcome for your case. Their expertise, knowledge, and support will ensure that your rights are protected and that you receive the compensation you deserve, which can provide peace of mind during the negotiations. Your lawyer will also provide a sense of security by handling all the legal details so that you can focus on your recovery.
You should not speak to the insurance company if you have a lawyer. Although there does not exist a law prohibiting insurance companies from contacting you if you have a lawyer, in the 1939 agreement, it was agreed upon that the insurance company or their representatives should not speak directly with any claimant if the claimant is represented by a lawyer without the consent of the claimant’s lawyer.
Contact the Experienced Personal Injury Lawyers at Nunes Law Today
If you have been injured in an accident or need help with your case, contact our experienced personal injury attorneys in Fresno at the Law Office of Frank Nunes today by calling 559-234-4712. You may also contact us online to schedule a free consultation to discuss how we can help you receive maximum compensation for your case.